Insurance News

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]The issue of college debt is beginning to hit the press on a regular basis. Why? Congress is discussing doubling interest rates on federal loans. College tuition costs are twice the rate of inflation. Prospects for well compensated employment remain dim for recent...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]A man walks into his doctor’s office and complains that when he raises his arms, his shoulders hurt. He asks, “What can I do to stop the pain, doc?” The doctor replies, “Stop raising your arms!” An old joke but a good lesson. A...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Fireworks are a ball and most people using common sense are unharmed by firecrackers and other consumer fireworks. It’s when people are careless that things go sideways. Consumer fireworks now are legal in many Maine communities. Legal or illegal use of these explosives...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Employers need to pay attention. You know those notices you receive periodically with densely worded legalese from health care providers about protecting your personal health information? You can now expect to see new rounds of notices with additional language but also alerts from...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Beautiful weather has boating enthusiasts turning out in droves which also creates the potential for havoc when alcohol is part of the mix. It is not illegal to drink and operate a boat but anyone caught with a blood alcohol level of .08...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Rolling some of your 401K to an Annuity may be your best hedge for retirement income. Sheryl Moore of Annuity News writes, “Since the United States stock market collapse of 2008, millions of Americans have seen their retirement savings dwindle. Many of these savers...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]There’s an old saying, “I wouldn’t be paranoid if they weren’t out to get me.” For business owners, partners and investors, the threat of employee theft requires vigilance and prudence. No matter how trusting you may be, there are people in the world...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Recovery from the Boston Marathon bombings continues as people, families and businesses try to return to some degree of normal life – or the new normal, as some have said. Medical bills, funeral expenses, long-term rehabilitation, property damage and business interruption are just...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]It is no secret that clients file the vast majority of claims against environmental consultants. And inevitably, each one of these claims involves unmet client expectations. In some cases, the client has every right to be upset. When an environmental firm’s negligent errors or...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]“Don’t aspire to make a living. Aspire to make a difference.” – Denzel Washington With that sense of purpose, all of us at Clark Insurance are pleased to offer the following annual report for 2012. The business of insurance is the work of identifying risk...