Many homeowners don’t think twice about flood insurance unless they are required to. Unfortunately, with this increase in inclement weather, this has to change. With just one inch of water needed to damage your possessions and home, and flood zone maps being updated, flooding is a real concern for every...
If you finance your home with a mortgage, your lender will require you to have a home insurance policy. Home insurance is useful for protecting you and your home against unforeseen damages and loss from perils such as fire and smoke, vandalism, theft, windstorms, and more. Most standard policies include...
Today, more and more women are starting and running businesses from their homes—on top of raising and caring for children. It’s a growing trend that’s powered by the convenience and cost savings of running a business out of the home. If you’re running a business out of your home, there...
First and foremost, we hope you are remaining safe and in good health through these changing times. As the developments of this pandemic continue to unfold, so too do the changes in our daily lives, in our routines, and in the pressures that we face as we adjust to our...
We’re excited to share with you our 2019 Annual Report. Capturing many aspects of our agency, this report sheds light on our company culture, history, geographical reach, philanthropic/community impact, services, civic engagement, educational achievements, as well as awards & recognitions. Please take a moment to look through the report – we’re...
Now that we’re in April, and it’s Distracted Driving Month, our team at Clark would like to address distracted driving and cellphone use, just like the example above. To do this, we’ll focus on an underlying concept: inattention blindness – to explain why distracted driving is occurring and to show...
Did you know that adding carbonated water or tonic to a drink will speed up the absorption of the alcohol? This is an example of what you learn at TIPS Training, a program that gives tools to servers for the responsible service, sale, and consumption of alcohol. Clark Insurance offers...
You are in hospitality and you know that guests appreciate, and sometimes demand, alcohol service as part of their dining experience. Of course, viewing alcohol solely as a relaxing social lubricant is not the entire story – anyone in the industry can tell you that serving alcohol is a unique...
Winter is fast approaching! Let’s take a moment to run through the following information as part of our Winter Car Survival kit, compiled by Clark’s own Safety & Risk Consulting Team....
If you’re a business that wants to be more safety conscious – you need to be addressing slips, trips, and falls in your safety plan. Slips, trips, and falls are the number three cause of accidental death in this country, most of them occurring on the same level (i.e. not...
Did you know that icemaker leaks are one of the leading causes of water damage in the home? Unfortunately, most people don’t realize there is a leak until it is bad enough to cause a puddle – long after it has damaged the drywall behind the fridge and the flooring...
There is a limit for jewelry on a homeowner’s policy, ranging from $1,000 - $2,000. This limit is often not enough to cover the full value of the ring. So, in order to increase that limit, you can “schedule” the item. Scheduled property is an additional policy which extends the...
Every year, Clark Insurance enters the Holiday Season with our end-of-year giving. We support many valued organizations, notably ones that cater to the causes of food insecurity, clothing, shelter, higher education and wellness. In addition to our philanthropic support we also feature one end of year giving recipient through conducting...
As an LTC insurance professional, you spend a lot of time trying to explain to prospects why they need to plan for long term care. I gave up on the numbers and stats a long time ago, so I don’t bother regurgitating a bunch of statistics about how many people...
Maine employers turned out in droves for our most recent Breakfast Briefing to learn about managing expectations and behaviors with legalized marijuana. Clark Insurance and KMA HR Consulting recruited a talented and knowledgeable panel that included...
I stopped in to visit a new memory care community in my area yesterday. As an agent who specializes in long term care insurance, it’s important that I know what resources are out there for my clients, so I do this often. The marketing director was happy to take a...
To our customers, friends and prospective customers. We know more so you can worry less. That’s our motto and it’s why people turn to Clark Insurance for solutions....
In our annual report for Clark Insurance, we illustrate a year of leadership transition, another record-setting mark for growth and profitability thanks to our customers who reward us with their business and their referrals for which we are truly grateful....
The most famous flood of all time prompted the Head of Risk Control to forewarn at least one resident to be prepared. You might say that Noah’s “insurance” came two-by-two to ensure recovery from the devastation. Unfortunately, today, too many of us discover we’re not insured only after a flood...
You hear about low-cost-insurance from advertisements all the time “In just minutes we can give you a lower price for your insurance coverage!” You need to take a long hard look at what you are buying for low-cost-insurance and understand what drives the promise of savings....